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Fire Insurance Purposes Valuation

To protect the interests of owners, it is recommended that the reinstatement appraisal value of the property (i.e. the sum to be insured) be reviewed annually for reference.

When selecting insurance programmes for common ares of a property, the reinstatement appraisal report will be used by property management companies and owners to ascertain adequate levels of insurance cover for common areas and for probable insurance premium negotiation commensurate with insurable risks.

Use of an Appraisal Report:

  • To provide appraisal of reinstatement value of the property

  • To assist in determining the insured value according to the reinstatement appraisal

  • To allow property management companies (and owners) to select insurance programmes



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